HKJA Membership Welfare 2018-2019 2020-2021 Membership Welfare (HKJA Membership Welfare) Up to 35% off FWD Insurance Premium RELATED POSTS (HKJA Membership Welfare) Up to 35% off FWD Insurance Premium in Benefits HKJA Membership Welfare 2023-24 in Benefits 2020-2021 Membership Welfare in Benefits